Best Pet Insurance Companies of 2026

Last updated: November 10, 2026

Pet Insurance Quotes Staff

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Here are the top-rated pet insurance companies in the U.S., based on customer reviews from Trustpilot, the app stores, ConsumerAffairs, and our own site.

PetInsuranceQuotes.com is a licensed insurance agency. We earn a commission from partner insurers when you buy a policy through us, at no extra cost to you. This list also includes insurers we don’t partner with, so you see the full market.

Top Pet Insurance Companies in the U.S.

Company Rating Quote
ASPCA Pet Health Insurance Program

3.4 ☆
8,167 reviews

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Embrace

4.5 ☆
68,781 reviews

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Fetch

4.7 ☆
45,058 reviews

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Figo

4.4 ☆
13,491 reviews

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Healthy Paws

4.0 ☆
6,229 reviews

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Lemonade

4.4 ☆
113,420 reviews

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Nationwide

4.6 ☆
98,042 reviews

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Pets Best

4.3 ☆
24,343 reviews

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Prudent Pet

4.6 ☆
2,918 reviews

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Pumpkin

4.8 ☆
3,775 reviews

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Spot

4.5 ☆
12,313 reviews

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Trupanion

4.3 ☆
13,956 reviews

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Last Updated 11.10.26 - Aggregate rankings from PetInsuranceQuotes.com, TrustPilot, ConsumerAffairs, Google Play and Apple App Store Reviews

How we rate these companies: Each rating combines customer reviews from Trustpilot, the Apple App Store, Google Play, ConsumerAffairs, and reviews left directly on PetInsuranceQuotes.com. We include app ratings because many pet parents use their insurer’s app to file claims and track reimbursements.

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Pet Insurance Companies: Full List

Here are the pet insurance companies currently offering plans in the U.S. that we’ve reviewed. Click any insurer to see its coverage options, waiting periods, customer ratings, and how it compares to other providers.

How to Find the Best Pet Insurance for Your Pet

Ratings tell you how customers feel, but price depends on your pet’s breed, age, and location. When you compare quotes with us, you see real-time prices from multiple insurers, set to the same deductible, reimbursement rate, and annual limit wherever possible, so you’re comparing similar coverage, not just similar price tags. The price you see is the same as going directly to the insurer's site.

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